How does it work

We are the most significant European online currency exchange platform. Here users create exchange rates.

Exchange is quick and easy

Pay in money for the exchange
Convenient payment methods
  • Fast transfer Przelewy24
  • Bank transfer
  • Payment card
  • Pay in with QR code
Choose a currency for the exchange
Favourable exchange rate
  • You can exchange PLN, EUR, GBP, USD, CHF
  • Max. 0,2% service charge
Receive your money
Choose how to collect money

Thousands of users create offers

Walutomat is an innovative currency exchange platform, where thousands of users exchange with each other, and daily turnover reaches millions of PLN. The system matches user’s offers and automatically conducts the exchange transaction.
It’s simple and safe.
For example, when you want to exchange PLN for EUR, someone else wants to exchange EUR for PLN. Our system will automatically conduct an exchange, anonymously matching both sides of the transaction.
I want to buy
10 000 EUR with PLN
I want to sell
10 000 EUR for PLN

Exchange directly into your bank account

Walutomat provides an easy way to exchange into currency account in just one step. After a transaction, we will immediately pay out funds to your account. For example, you pay in PLN and select an account to which you want to receive EUR. Find out how to open a currency account.
Payouts to most Polish banks are free

The Currency Wallet

The Wallet is your online money box in Walutomat service, allowing you to pay in and pay out your funds whenever you want. Thanks to this solution, you can immediately, without waiting for a bank transfer posting, exchange your funds. After an exchange, you can order at any time a payout to your account, an account of a recipient in Poland lub pick-up EUR in cash.
What is the cost of the Wallet?
  • PLN 0 - no hidden fees: extra charge only when you are using additional services, e.g., international transfers or cash withdrawals
  • Walutomat.pl charges a commission of every exchange transaction of 0.2% (or lower if you have a discount)
  • PLN 0 – for transfers to the majority of Polish banks
When you need a Wallet?
  • If you want regular and fast exchanges
  • If you want to send currency to someone else
  • If you want to save on currency exchanges
What are the advantages of the Wallet?
  • You can exchange EUR, USD, CHF, GBP, and PLN without a bank account in that currency
  • You don’t have to deposit money to the Walutomat.pl every time you want to exchange
  • You can make instant exchanges using your money in the Wallet
  • You can make payouts to other people on favorable conditions
  • You can transfer money without costs to the majority of Polish banks
How to use currency exchanged in the Wallet?
If you want to use currency outside the Walutomat.pl, you have to make a payout. You can do it in several ways:
If you want to send it to someone else (in Poland or abroad):
  • ou can make a direct transfer to somebody else’s bank account. Most transfers from Walutomat are more favorable than from banks, so you do not have to make an extra transfer to your currency account.
If you need cash:
  • You can pick-up cash in EUR in one of many pick-up points
  • You can transfer funds to your bank account and receive money at the bank’s cash desk
  • You can transfer funds to your bank account and use an ATM card associated with this account
If you want to use currency with your payment card:
  • You can transfer funds from the Wallet to your bank account associated with a payment card
How to pay in funds into the Wallet?
  • Only you can top-up the Wallet
  • You can pay in PLN, EUR, USD, GBP, CHF using a regular bank transfer or fast transfer Przelewy24.

Choose your exchange rate

You can choose two transaction options:
Currently the best:
Walutomat will automatically offer you an exchange rate for the fastest and most efficient transaction.
Own rate:
You enter an exchange rate most suitable for you. Because of that, you know exactly how much you need to pay in and how much currency you will get after a transaction. However, it would be best if you remember that an exchange will be effective only when another user will agree for the deal with the rate offered by you.
1000 EUR for 4,2567
300 EUR for 4,3119
550 EUR for 4,3015
20 000 EUR for 4,2958
50 000 EUR for 4,2954
1,00 EUR for 4,2568
250 000 EUR for 4,2567
100 000 EUR for 4,2564

What is the difference between Walutomat and banks?

Walutomat

Bank

Exchange office

How does he earn?

Commission on exchange - see

Spread (the difference between the buying and selling rates)

Spread or commission

How much does he earn?

0,06% - 0,2%

1,5 - 6%

1,5 - 10%

What determines the exchange rate?

From the course offered by thousands of other users

From the exchange rate of the National Bank of Poland and the spread amount

From the exchange rate of the National Bank of Poland and the spread amount

Where you exchange?

You exchange online

You exchange online or at a bank

You exchange in a currency exchange

How do you receive?

For own account, another person's account or euro in cash

For own account

In cash